Coverage work, done well.

Draft denial and reservation-of-rights letters where you already work, right inside the document.

Drop in the exact policy wording, past determinations, and firm precedent without leaving the page. Each suggestion carries its citation, so the reviewer checks it fast.

The tool fetches and drafts. Your lawyer decides.

Explore the Word Add-In ->

• Grounded drafting - letters tied to the real policy and your precedent.
• Inline citations - every point links to the clause behind it.
• Your voice - one house style across the claims team.

Line up dozens of policies, endorsements, and claim files, then question them all at once.

Ask about exclusions, sub-limits, notice, or governing law. Each policy gets a column, with the source text one click away. A week of extraction becomes a grid you sort and filter.

See Tabular Review ->

• Ask once - one question, an answer per policy.
• Traceable cells - click a cell to reach its clause.
• Export ready - turn the grid into a coverage summary.

Build your triage, checklist, and review steps into apps with Owlious. No code, no tech team.

Run the same process on every new claim: read the loss notice, match it to the policy, flag exclusions, draft a first coverage memo. The lawyer sharpens it from there.

Build with Owlious ->

• No code - describe the steps in plain language.
• Repeatable - claim one and claim one hundred, handled alike.
• Owned by you - change the logic when the book changes.

Answers to coverage and liability questions, backed by citations you can open.

Ask how a jurisdiction treats a late-notice defense or a given exclusion. You get the reasoning plus the cases and statutes behind it. The lawyer weighs it and decides.

Explore Legal Research ->

• Cited answers - every point opens to a real source.
• Jurisdiction-aware - the law that governs this claim.
• Judgment stays yours - the tool frames it, you set the position.